Aura Gauthier's Blog
After you buy a house, it may be only a few weeks before your closing date arrives. At this point, you and the home seller will finalize your transaction. And if everything goes according to plan, you'll own a new home.
Getting to closing day, however, sometimes can be difficult. Lucky for you, we're here to help ensure you can enjoy a quick, seamless home closing.
Now, let's take a look at three steps to close on a home.
1. Complete Your Mortgage Application
A mortgage is a must-have for a homebuyer to close on a residence. Fortunately, it often can be simple to obtain a mortgage that matches or exceeds your expectations.
Consult with several local banks and credit unions. By doing so, you can learn about all of your mortgage options and select a mortgage that corresponds to your finances.
After you complete a mortgage application, a bank or credit union can provide you with mortgage options. Then, you can make an informed decision about which mortgage suits you perfectly.
2. Perform a Home Inspection and Appraisal
A home inspection is paramount, as this assessment will enable you to identify any underlying home problems and address them before closing day arrives.
During a home inspection, a property expert will assess your residence both inside and out. This expert also will provide an inspection report that details his or her findings.
Review the results of a home inspection report closely – you'll be glad you did. If you assess a home inspection report, you can review a home inspector's findings and determine whether you still want to purchase a house.
If you accept the inspection results and decide to move forward with a home purchase, an appraisal may follow.
Like a home inspection, an appraisal requires a property expert to visit your home. This expert will evaluate your home's interior and exterior, as well as comparable houses in your city or town. Following a home appraisal, you will receive a property valuation.
Oftentimes, a property valuation may match or exceed the price that you intend to pay for a house. If it does not, there may be instances in which you can still walk away from a home sale or ask the seller to lower a house's asking price.
3. Buy Home Insurance
Home insurance safeguards your residence and personal belongings against loss, damage or destruction. As such, it is essential to purchase home insurance before you close on a house. Because with home insurance in place, you'll be good to go to protect your house and personal belongings against myriad disasters.
The closing process can be long and complicated. But if you work with a real estate agent, you can receive plenty of support leading up to closing day. In fact, this housing market professional is happy to provide tips to ensure you can streamline the closing process.
Get ready for closing day – follow the aforementioned steps, and you can speed up the process of acquiring your dream house.
Purchasing a condo should be fast and easy. However, negotiations with a condo seller can quickly become stressful and may put your chances to acquire your dream condo in danger.
Lucky for you, we're here to help you simplify the process of negotiating with a condo seller to ensure you can purchase your ideal property.
Here are three tips to help you navigate tough negotiations with a condo seller.
1. Consider the Condo Seller's Perspective
Think about the condo seller's perspective and try to find common ground with this individual. By doing so, you and the condo seller may be able to agree to terms that meet the needs of both sides.
When you initially submit an offer on a condo, ensure your proposal accounts for the condo's condition and the current state of the real estate market. That way, you'll be able to avoid the risk of submitting a "lowball" offer that falls below a condo seller's expectations.
Also, maintain open lines of communication throughout the negotiation process. This will allow you to listen to a condo seller's concerns and respond accordingly.
2. Collect Plenty of Housing Market Data
If a condo seller believes you are unwilling to pay a sufficient price for his or her condo, it is always a good idea to present housing market data to back up your offer.
Explore the housing market closely to learn about the prices of comparable condos in nearby cities and towns. This will allow you to see how a particular condo stacks up against similar properties in terms of price and condition.
In addition, check out the prices of recently sold condos in your area to identify housing market patterns and trends. With this real estate market information at your disposal, you'll be able to make an informed decision about whether to continue to negotiate with a condo seller or consider other properties.
3. Collaborate with a Real Estate Agent
A real estate agent will negotiate with a condo seller on your behalf. Therefore, he or she will help you minimize the stress and anxiety that is commonly associated with condo negotiations.
Typically, a real estate agent will submit an offer on a condo and wait to hear back from a condo seller. If a condo seller decides to negotiate, a real estate agent will work with you throughout the negotiation process.
A real estate agent will listen to your condo buying concerns and questions and respond immediately. He or she also will provide honest, unbiased recommendations to help you make informed decisions during negotiations with a condo seller. This real estate professional will even share your concerns with a condo seller to help you get the best results possible.
When it comes to a negotiating with a condo seller, there is no need to worry. If you collaborate with a real estate agent, you can take the guesswork out of condo negotiations. And ultimately, you may be able to move one step closer to buying a condo that meets or exceeds your expectations.
Artificial Intelligence, or AI, is the latest technology hitting shelves and being brought into homes. We now not only have the ability to control various devices in our home from an app on our phone but we can also create reports to gain insight into how we use them. Data enthusiasts unite!
The Nest learning thermostat is every Dad’s best friend. You now have the hard data to back up why everyone needs to keep the house temperature exactly where you set it. And if anyone does turn it up you can turn it back down right from your phone.
If you are a data enthusiast you can use reports to see how much energy you’ve used throughout the week and/or month. Let’s be honest that’s enough to make us all data enthusiast converts.
Nest Cam IQ allows you to keep watch over your domain. It has face recognition capabilities and high-quality footage to recognize family members, frequent visitors, and intruders. When you add the Nest Aware feature you can even get updates right on your phone of the comings and goings of your home.
With microphone capability, you’re able to speak to those in the room, even if your two towns over. Keep your home safe, dogs off of the couch and teens from breaking house rules. And night mode utilized LED lights to get clear pictures for 24/7 film coverage.
Nest Protect is the smart smoke and carbon monoxide alarm you wish you always had. It recognizes the difference between smoke and steam which means no more obnoxious false alarms when cooking. You can use your towels solely for drying your hands again.
If that alarm happens to go off when you aren’t home it alerts your phone so you’re in the know at all times. It even warns you when the alarm is about to go off so it does scare the bejeezus out of you. As in it actually says “Heads up. There’s smoke in the kitchen” (or whichever room it’s installed in).
Nest Protect even has a motion detector and nightlight. So it knows to give you a little light as you walk by at night. You don’t have to choose between stumbling in the dark or fighting bleary-eyed through the brightness of normal lighting.
One last thing: if you upgrade to a Rheem water heater you can sync it up to your Nest Protect. Why would you want to do that? If one of your alarms does go off you can set up a trigger reaction where your water heater will shut off. It can also sync up to your Nest thermostat and turn the heat off as well.
Do the walls of your home ever feel bland and uninviting? What you need for your home is to add depth to the walls. Everything from the colors of the walls to what you place on them helps to give your rooms a feeling of sophisticated complexity.
Try Using Contrast On Your Walls
If you choose a dark color for your walls, you can use bright colors as a contrast to bring out the prominent features of the room.
Use Texture On Your Walls
You don’t have to rely on paint to color your walls. It’s a good idea for you to use some tapestry or cloth and hang it on the walls to help add texture and depth to a room.
Reflect On The Room
Using mirrors can help to make any room appear bigger. Mirrors are deceiving in a way, but when placed strategically, they can really add a lot to a room. Allowing for reflections in the room also adds depth and a larger feeling to the space,
Don‘t Make A Space Too Busy
Avoid using a lot of colors in a room. While contrasting colors add something special to a space, bright, mismatched colors will only make you dizzy.
Make Use Of Tile
Particularly in kitchens and bathrooms, tile can help to add some depth to the space. Your kitchen can be painted a lovely color and finding tiles to match for a backsplash can really help the room to stand out. Even the color grout that you use can help add complexity to a room. If you have brick, wood, or any kind of stone present in a room, be sure to help those features stand out. The best way to approach design sometimes is to take what you see in nature and bring it into your space. From earth tones to highlighting the natural features in your home, you can really make your home feel well-rounded from the inside out.
Try Painting The Walls Different Colors
There’s no rule that says you need to paint a room all one color. Often, you can add a lot to a room just by having that one accent wall. Putting the piece of furniture that will be the focal point of the room on the accent wall can really bring out the features of the room. If your color scheme is leaning towards blues and whites, for example, paint each wall white except for one. Choose an alluring shade of blue for the accent wall. Be sure that your furniture matches with whatever wall color scheme that you choose as well.
Whether you’re recreating a room completely, or simply re-purposing what you have, it’s easy to make your design work for you and provide complexity and depth.